Broker Check
Richard Biagiotti, CFP ®, CLTC

Richard Biagiotti, CFP ®, CLTC


Northeastern University, B.S. Math/Ed. 
Suffolk University, MBA

  • Certified Financial Planner™
  • Securities Licensed
  • Life Insurance Licensed: Life, Health, Long Term Care
  • Retired City of Lynn Firefighter
  • Member of Lynn Retirement Board

As President and Founder of the firm, Richard Biagiotti brings decades of experience and business perspective to clients. Drawing on over 33 years of leadership in the financial services industry, Richard founded Personal Financial Management Plus to provide clients with a truly unique and customized approach to planning. He is proud to have guided the firm to decades of prominence and a continuous Better Business Bureau rating of A+.

Having worked across multiple industries, from serving as a professional firefighter to working in the technology sector, Richard understands the universal value of sound financial planning. Whether assisting individuals, families, or business owners, Richard dedicates his expertise to tailoring solutions to his clients’ unique situations. While working closely with clients, Richard also spearheads the strategic vision of the firm, accounting and financials, and much more.

In addition to his MBA and FINRA Series 7 & 63 securities registrations held through LPL Financial, Richard holds the industry’s highest certifications including the CERTIFIED FINANCIAL PLANNER (CFP®) designation, the Certified Long-Term Care (CLTC) accreditation, and the Certified College Planning Specialist (CCPS) designation. He is also a licensed real estate and life, accident, health, and property & casualty broker.

Richard truly lives and breathes his profession as a financial planner. When he’s not at the office, he often dedicates his time to speaking about college funding and financial security at various public venues and schools. In his free time, he looks forward to hiking, walking, and following the latest trends in technology. He especially enjoys researching new and innovative approaches to financial success for his clients.